NJ based Credit Union a Trusted Financial Partner for Savings and Loans

Welcome to the family!

We’re excited to welcome the Pinnacle FCU members to the Garden Savings FCU family! Get ready for an amazing journey ahead together!

Pinnacle Merger FAQs

2025 Book Scholarship Program Commences

You or your college-bound family member could win a $500 Book Scholarship to kickstart their freshman year. The application deadline is March 31st, 2025, and we'll be announcing the lucky winners in May. Check out our upcoming events page to learn more!

Access higher, fixed savings rates with a share certificate

With a $500 minimum deposit, you can lock in your APY for 1, 2, or 3 years - no matter what happens to rates in the meantime!

Need motivation to save more in 2025?

Open a High Yield Savings account with GSFCU - the higher your balance, the more interest you earn!

GSFCU Advantage Rewards

Advantage Rewards: Benefits for Everyone.

Explore our referral program! Refer friends and family, and everyone gets rewarded.

Bigger than the big banks (thanks to CO-OP^® and Allpoint^®)

5,000 shared branches 85,000 free ATMs

Live for today. Plan for tomorrow.

Rate & Rewards Checking

Earn up to 5% and so much more...

Share Certificate Rates

Are on the rise, start earning today.

Low Introductory Rate

5.99% APR*

Home Equity Line

As low as

8.00% APR*

As low as

4.74% APR*

Great rates. All the time.

BIG THINGS ARE HAPPENING!

Ready for Better Banking that puts your FIRST! - Learn how to make that happen in 30 seconds!

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Putting you first since 1968

Discover Our Partners

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