NJ based Credit Union a Trusted Financial Partner for Savings and Loans

Get a head start on your financial New Years resolutions by referring a friend to GSFCU!

Click the Invite a Friend link and get a $25 gift card for every successful member referral!

Discover the Benefits of Our Silver Checking Account!

Open our new Silver Checking account today and enjoy no monthly fees, no balance requirements, built-in identity theft protection, and the opportunity to earn interest on balances of $750 or more!

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Unwrap Your Dreams with a Holiday Loan!

Finish your holiday shopping with a low starting rate of just 9.25% APR* —borrow up to $5,000 with convenient monthly payments over 24 months!

Holiday Loans

It's impossible to predict interest rates, which is why we offer a Flex-Term Certificate.

With a deposit of $500, you can start earning and bump up your rate once during your term if rates increase. Open your account today!

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GSFCUAdvantage Rewards

Member Connection Newsletter

Stay updated on all things Garden Savings with our Fall 2024 Member Connection Newsletter..

Bigger than the big banks (thanks to CO-OP^® and Allpoint^®)

5,000 shared branches 85,000 free ATMs

Live for today. Plan for tomorrow.

Rate & Rewards Checking

Earn up to 5% and so much more...

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Share Certificate Rates

Are on the rise, start earning today.

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Low Introductory Rate

5.99% APR*

Home Equity Line

As low as

8.00% APR*

Credit Cards

As low as

5.44% APR*

Auto Loans

Great rates. All the time.

View All Rates

BIG THINGS ARE HAPPENING!

Ready for Better Banking that puts your FIRST! - Learn how to make that happen in 30 seconds!

Online Banking

Make a Loan Payment

Get a head start on your financial New Years resolutions by referring a friend to GSFCU!

Discover the Benefits of Our Silver Checking Account!

Unwrap Your Dreams with a Holiday Loan!