Years of Service
Garden Savings FCU
Checking for Every New Chapter
Feel confident, resilient, and ready to take on life’s challenges.
Strip away the rules that come with most checking accounts and keep banking simple.
Auto Loans
Your next brand new or pre-owned vehicle is waiting.
Take New Avenues
Membership pays: secure low auto loan rates and find coverage for your next ride.
Home Mortgage Loans
Purchasing or refinancing? Our mortgage loans can make your dream a reality.
Where You Belong
Serving New Jersey homeowners with dedicated, personal expertise.
Home Equity Loans
Use the equity in your home to cover short-term or one-time needs.
Growth Drives Garden Savings
Committed to serving our members and community — growth is part of everyday.
55+
30,000+
Members
300+
Select Employer Groups
$491M+
In Assets
Reach Your Goals
Earn dividends, transfer funds easily, and use free tools to manage your money.
No monthly maintenance fee, so you can stack more money in your savings account.
No monthly maintenance fee, so you can stack more money in your savings account.
3.75
%
APY
On balances up to $15,000
1.00
%
APY
On balances over $15,000
A Garden Savings Debit Mastercard® is the one card for every occasion, and it lets you make purchases virtually anywhere, worldwide.
- Mobile Wallet Access
- Surcharge-Free ATM Network
- Digital Card Controls
Every Occasion Covered
Make purchases online, in-store, or use your debit card to withdraw cash.
A Garden Savings Debit Mastercard® is the one card for every occasion, and it lets you make purchases virtually anywhere, worldwide.
For the Garden State
We’re passionate about helping our members and communities improve their lives.
When you join Garden Savings FCU, you become a member who shares in the success of how we give back.