Shop And Save For Every Season
Shop and Save for Every Season
If you think Black Friday, Cyber Monday, or the day after Christmas are the only times to score great deals, think again. At Garden Savings FCU, we believe in helping our members save money and enjoy the best deals all year round. Inventory changes and product upgrades can make each month a sale season, and with our guidance, you'll know exactly when and what to buy to maximize your savings. Plus, we offer valuable suggestions, such as using your Garden Savings Mastercard for purchases and taking advantage of our Vacation and Holiday Club accounts to help save for big purchases or set a budget.
Shopping late in the season is the best way to score great deals, especially on apparel. For instance, the fall is a great time for stocking up on spring and summer items, like shorts, sandals, and swimsuits, since they are on clearance.
End-of-season shopping may mean big deals, but don't let deep discounts lead to poor purchase decisions. After all, if you don't use what you buy, you end up wasting money instead of saving it.
Stick to the basics: Avoid anything trendy. By next summer, that trendy item may have lost its appeal. Go for basics like underwear, jeans, athletic shoes, socks, and solid tees.
Consider size: If you’re buying for a child, beware of growth spurts. The same goes for dieters. Avoid buying clothes in a specific size if you're planning to pitch some extra pounds.
Know before you go: It's easy to be seduced by sales, so review what you already have before heading for the clearance rack.
Utilize Your Garden Savings Mastercard: Use your Garden Savings Mastercard for added benefits, competitive rates, and rewards.
Save with Vacation and Holiday Club Accounts: Plan ahead by utilizing our Vacation and Holiday Club accounts to set money aside for special occasions or big purchases.
Discount dates
“Doorbuster” days exist to help kick holiday shopping into high gear, but there are other special days where you can find discounts.
Super Bowl: After Christmas, shopping tends to hit a lull, so retailers lure winter buyers with TV sales just in time for the big game.
Valentine's Day: In the spirit of celebrating couples, look for BOGO, or buy-one-get-one, sales on smartphones, shoes, and tablets. If you don't have a sweetheart, find a friend to share the savings.
Mother's Day: Mother's Day and early spring is a great time to find deals at greenhouses. As the temperatures rise, plant prices follow. September is a good time to buy low-maintenance perennials, such as hostas.
Graduation: In addition to gadgets, grads love gift cards. Check out CardCash and Gift Card Granny for gift card offers at cheaper prices than the amount on the card.
Father's Day: Shop after Father's Day for sales on tools, outdoor gear, clothing, and electronic gadgets.
Fourth of July: Many people start buying outdoor items in late spring. However, if you wait until after the 4th, you'll find better bargains on outdoor furniture and play structures.
Back to school: College students setting up dorms and campus apartments mean stores stock up on living essentials, like cookware and bedding. Once students are all moved in, you can make the most of store leftovers.
Each month can also offer sales to buy certain items. For example, October is the best time to buy toys before prices go up for the holiday season. March and April are perfect for purchasing anything wedding or travel-related, and the summer months are great for buying patio sets and tools.
At Garden Savings FCU, we understand the importance of saving and planning ahead. That's why we offer our Holiday Club account, specially designed to help our members save for the holidays. With a limit on withdrawals and the option to set up automatic deposits, you can save for the big purchase season without getting tempted to access the funds. In late October, we'll automatically transfer the funds to the account of your choice, allowing you to budget and avoid unnecessary purchases or debt throughout the year. Regardless of the calendar day, you'll save more when you shop smart and take advantage of our financial solutions.
The year is packed with discount days, and with Garden Savings FCU, you can shop smart, save more, and enjoy great deals every season. Make the most of your financial opportunities and start saving today!
Garden Savings Federal Credit Union
The local credit union in your neighborhood.
A Better Place to Bank.
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