Experience The Credit Union Difference!
Welcome to Garden Savings FCU, where we believe banking should be a breeze, and your peace of mind is our priority. As a credit union, we may sometimes use different terms to describe familiar activities, but rest assured, our commitment to providing you with exceptional financial services remains unwavering.
When you bank with Garden Savings FCU, you become part of our financial cooperative. Your credit union savings account represents your "share" in this cooperative, making you not just a customer, but a valued member-owner. Whether it's a share savings account or a fixed-term share certificate account, these accounts work just like savings, certificates of deposit, and checking accounts at other financial institutions. The difference lies in the fact that you're not just a number to us; you're an essential part of our community.
Speaking of community, dividends are our way of sharing earnings with you, our valued members. Unlike profit-driven banks, Garden Savings FCU is a not-for-profit institution. This means that we don't answer to stockholders seeking maximum profits. Instead, we focus on delivering lower fees, more favorable borrowing rates, and higher savings rates for our members. Our success directly benefits you, the member, rather than a select few investors.
At Garden Savings FCU, your trust in us is paramount. That's why we provide an exceptional level of protection for your deposits. Your shares are backed by share insurance up to $500,000, a combination of $250,000 in federal insurance provided by the National Credit Union Administration (NCUA), and an additional $250,000 of private insurance by the Excess Share Insurance (ESI) Corporation. Moreover, we undergo rigorous examinations by the NCUA to ensure the sound operation and management of our credit union. Rest easy knowing that we are dedicated to maintaining a secure and stable financial environment for you.
Established in 1968, Garden Savings FCU has been proudly serving its members under the watchful eye of the NCUA. Our dedicated team of directors and management strictly adheres to the credit union's charter and bylaws, which define our field of membership and the fundamental principles that guide us in supporting our community.
So, if you're tired of feeling like just another customer at a bank, it's time to change your bank and calm your mind. Come discover the Garden Savings FCU difference. Whether you need information about membership, financial services, or simply want a warm and friendly atmosphere for all your banking needs, we're here for you—on your terms, of course!
Experience "A Better Place to Bank" at Garden Savings FCU – Change Your Bank. Calm Your Mind.
Garden Savings Federal Credit Union
The local credit union in your neighborhood.
A Better Place to Bank.
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