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- Establishes membership with Garden Savings
- Competitive dividends paid on balances of $250 or more1
- No monthly service fee or minimum balance requirements
Learn MoreHigh Yield Savings
- For members who regularly maintain a larger balance1
- Competitive, tiered rates starting on balances of $1,000 or more
- Receive a higher rate on larger balance tiers
Learn MoreAccelerate Savings
- For members who enjoy higher dividends and maintain higher balances1
- Pays high dividends*
- Earns 4.07% APY2 on balances up to $15,000
- Earns 1.00% APY2 on balances over $15,000
- No monthly maintenance fee
Learn MoreKids Club Savings
- Available for our youngest members 18 and under1
- Competitive rate paid on entire balance
- No monthly service fee
Learn MoreClub Accounts
- Set aside year-round for the upcoming holiday season
- Competitive dividends paid on entire balance1
- No monthly service fee or minimum balance requirements
Learn MoreMoney Market Account
- Competitive rates, higher than standard savings1
- Enjoy flexibility with enhanced access to funds, including direct check writing
- Includes digital banking services
Learn MoreShare Certificates
- Fixed rates, above standard savings
- Receive an even higher rate by selecting a longer term
- Locked-in rates provide more guarantee than other risky investments
Learn MoreIndividual Retirement Accounts (IRAs)
- Competitive dividends above standard savings rates
- Available in the form of an IRA Accumulator Account (a buildable savings account) or IRA share certificates
- No setup fees, monthly fees, or annual maintenance fees
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