Maximize returns while minimizing effort. With our money market account, your higher balance will do the heavy lifting.
Key Features
- Tiered Rates
- No Monthly Fees
- Online Banking
Ready to open! Are you currently a member of Garden Savings FCU?
- Competitive rates, higher than standard savings1
- Minimum balances start at $1,000 or more1
- Dividend rate increases based on account option
- Dividends compounded monthly
- Enjoy flexibility with enhanced access to funds, including direct check writing:
- Unlimited in-person withdrawals or by mail
- No more than 6 withdrawals or transfers to another credit union account or third-party account, including non-branch transactions.
- $5 fee per transaction in excess thereafter
- Make deposits at any time or set up direct deposit
- Includes digital banking services:
- Free online banking
- Free mobile banking
- Free e-statements
- NCUA insured
- Additional deposit insurance in the amount of $250,000 provided through ESI
- First order of checks free
Two options available based on deposit size
A $1,000 deposit unlocks competitive rates...
Money Market:
- $1,000 minimum deposit to open
...OR start with a higher balance and earn even greater rates!
Platinum Money Market:
- $10,000 minimum deposit to open
1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. Must maintain a minimum daily balance of $1,000 for the Money Market account and $10,000 for the Platinum Money Market account to avoid fees and earn dividends. Please see our Truth-In-Savings for full account disclosure and limitations.