Home Equity Loans

Home Equity Loans

Look to your home — and your built-in equity — when it’s time to pay for bigger expenses. Choose from a lump sum or line of credit with no closing costs.

Key Features

  • Competitive Rates
  • Local Processing
  • No Closing Costs

LOW INTRODUCTORY

5.99% APR*

For the first 6 months*

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CURRENT HOME EQUITY LINE-OF-CREDIT RATES AS OF 01/27/2025

Term APR as low as Adjustments
10 Years 6.00% Rate adjusts quarterly based on 6-Month T-Bill plus a margin. Rate quoted is"A-Paper" rate. Floor = 3%.
15 Years 7.00% Rate adjusts every 6/30 & 12/31 based on Prime rate plus or minus a margin. Rate quoted is"A-Paper" rate. Floor = 3%.
20 Years 7.00% Rate adjusts every 6/30 & 12/31 based on the Prime rate plus a margin. Rate quoted as "A-Paper" rate. Floor = 3%. High LTV>80% option available for qualified borrowers; minimum rate 10.50%.
30 Years 7.00% Rate adjusts every 6/30 & 12/31 based on the Prime rate plus a margin. Rate quoted as "A-Paper" rate. Floor = 3%. High LTV>80% option available for qualified borrowers; minimum rate 10.50%.

We also offer Home Equity Lines-of-Credit and Loans with up to 100% LTV. Contact our Loan Department for current rates on High LTV lines-of-credit and fixed rate home equity loans. 

Promotional Rate Limited Time Only: 5.99% APR on any Home Equity Line-of-Credit for the first six months.

Your rate will be based upon your credit standing. Floor Rates and other conditions apply. Minimum Rate = 3.00% APR. 100% LTV Home Equity Loans are available. Specific terms and restrictions apply. Contact a loan officer for more details. Only available in NJ, NY, and PA.

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Rates

*Promotional Rate Limited Time Only: 5.99% APR on any Home Equity Line-of-Credit for the first six months. Refer to current rates page for the applicable rates after introductory period ends.

Home equity products are only available in NJ, NY & PA.